Recorded net position
₹0
Across all your accounts
YOUR FINANCIAL SNAPSHOT
Your money at a glance ✳
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Everything you need to stay on top of your finances.
Statement info
Google Pay statements imported
738 transactions recorded. 469 entries need category or purpose review. Opening balances are unknown; account totals may not reflect actual balances.
Example data
You're viewing example transactions
Clear the demo in Settings before tracking your real money.
Income this month
₹0
Money coming in
Expenses this month
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Money going out
Net transaction flow
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Income minus expenses
Money in vs out
Recorded payments received and spent over 6 months
IncomeExpenses
Spending breakdown
Where your money went this month
Total spent₹0
Recent transactions
Your latest activity for the selected month
Transactions
Search, review and manage your payments, month by month.
0 transactions
0 selected
| Select | Transaction | Date | Category | Account | Amount | Action |
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Showing latest transactions
Monthly budgets
Set comfortable limits and keep spending in check.
Monthly budget₹0
Spent in budgeted categories₹0
Remaining₹0
Your accounts
Know what you have, and what you owe.
Balance information
Opening balances are unknown
The Google Pay statement lists transactions, not your opening bank or card balances. Set the correct figures under Accounts before relying on account balances.
Assets₹0
Credit card dues₹0
Net worth₹0
Balance calculation
Account opening balances before April 2026 are unknown. Displayed balances are only movements from recorded transactions until you enter actual opening balances for each account. Credit card purchases increase card dues. Paying the card or moving money between accounts is a Transfer, not a second expense.
Financial insights
Explore payment patterns. Receipts are not automatically counted as earnings.
Daily spending calendar
Tap a day to inspect transactions
Spending signals
Money movement and unusual amounts
Recurring payment suggestions
Potential recurring merchants from prior months. No reminders are created automatically.
Merchant rules
Remember your corrections for the next Google Pay import
PDF import history
New records and duplicates logged with every confirmed import
Financial planning
Track upcoming commitments, loans and goals without guessing what PDF transactions mean.
Coming up
Upcoming scheduled commitments; not marked as paid automatically
Recurring payments
Manual reminders, not automatic deductions
Loans & money owed
Track principal and repayments separately from imported bank movements
Savings goals
Set a target and record how much you have allocated toward it
Credit cards
Recorded card movements; actual outstanding requires a verified opening balance
More
Everything else in your money manager
Manage categories
Create categories for your expenses and income. They will be saved to your private account and appear throughout KoshFi.
Help & FAQ
Profile & income
Salary, other income streams and commitments in one place.
Personal details
Income allocation
Estimated monthly salary and other recurring income minus configured fixed expenses.
This is a planning estimate, not a verified bank balance. Loan receipts and refunds are excluded from configured income.
Income sources
Add salary, freelance, business, rent, interest or other sources. Choose the account where each is paid.
Matched bank credits
Recent credits from your configured income sources (not necessarily verified payroll).
Statement salary candidates
Bank credits mentioning salary or your organization that still need a source match.
Settings & data
Your financial records are stored securely in your private cloud account.
Import PDF statement
Import supported Google Pay, SBI and ICICI bank statements. Preview overlapping transactions before saving.
Categories
Add custom expense and income categories, update colors, and use them in imports, transactions and budgets.
Help & FAQ
Payment reminders
Choose when to show rent, bills and recurring payment alerts. Notifications are always optional.
Appearance
Switch between the blue-and-white light theme and a comfortable dark theme.
Excel database
Your transactions, accounts and budgets are saved with your private cloud account.
Export: XLSX · Currency: INR (₹) · Secure cloud storage
Refresh records
Reload the latest saved information for your account.
Try example data
Populate an empty ledger with sample transactions to explore the charts and budgets.
Security & install
Install KoshFi on your home screen. Your account is protected by your sign-in credentials.
Create server backup
Create a private backup of your account records without downloading it.
Start fresh
Remove all transactions and restore default accounts and budgets. Download an Excel export first.
Your financial data is stored in your private cloud account. Export to Excel whenever needed.